Pradhan Mantri Fasal Bima Yojana 2023 Online Registration Form

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Pradhan Mantri Fasal Bima Yojana 2023

Latest Update : Farmers can get their Rabi crops registered till 31 December 2022. Under this scheme, registration of paddy, cotton, maize, bajra and moong will be done in Kharif crops. Keep in touch with us for latest updates….

Due to natural calamities, there is a lot of damage to the crop. Due to which the farmers have to face a lot of difficulties. The economic condition of the farmers also worsens due to the loss of crops due to natural calamities. To overcome this problem, the Pradhan Mantri Fasal Bima Yojana has been launched by the Central Government. Through this scheme, farmers are provided insurance against the loss of crops due to any kind of calamity.

pradhan mantri fasal bima yojana 2023 registration

pradhan mantri fasal bima yojana 2023 registration

Under the Pradhanmantri Fasal Bima Yojana, the farmers of the country will be provided insurance in case of crop failure due to any natural calamity. The scheme is implemented by Agricultural Insurance Company of India. Pradhan Mantri Fasal Bima Yojana covers only natural calamities such as drought, hailstorm, etc. If the crop is damaged due to any other reason then the amount of insurance will not be provided. Under the Pradhanmantri Fasal Bima Yojana, a budget of Rs 8800 crore has been set by the central government. Under this scheme, farmers will have to pay 2% of Kharif crop and 1.5% of Ravi crop to the insurance company. on which insurance will be provided to them. If you also want to apply under this scheme, then you have to apply by visiting the official website.

Also Read : PM Krishi Udan Scheme 

Name of Scheme Pradhanmantri Fasal Bima Yojana
Department Ministry of agriculture and farmers welfare
Beneficiary Famers
Start date of online application
Last Date of Online Application 31 December, 2022
Objective Empowering the farmers of the country
Assistant Amount Insurance up to ₹200000
Official Website

Coverage of farmers under Pradhan Mantri Fasal Bima Yojana

  • All the farmers are eligible to get the benefit of this scheme.
  • In which sharecroppers and installment farmers growing notified crops in the notified areas are also included.
  • But it is mandatory for the farmers to be insurable for the insured crops and land.
  • All the farmers have to compulsorily submit all the important documents to get the benefits of this scheme.
  • Status of sharecroppers and tenant farmers Farmers will have to compulsorily submit their Aadhaar number and declaration form about the crop sown.

Crop under Pradhan Mantri Fasal Bima Yojana

  • Food crop
  • Oil seeds
  • Annual Commercial/Annual Horticulture Crops
  • Perennial Horticulture/Commercial Crops

Pradhanmantri Fasal Bima Yojana Risk Coverage

  • Basic cover under this scheme will be provided in case of any natural calamity.
  • Apart from the basic coverage, the option of add-on coverage can also be opted for under this plan which includes the following coverages.
  • Printed Sowing / Planting / Germination Risk
  • Mid Season Adversity
  • Post harvest losses
  • Local calamities
  • Wild animal attack

Premium amount for Rabi season

Crop Name Amount of premium per hectare
Wheat Rs 11000.90
Barley Rs 661.62
Mustard Rs 681.09
Chickpeas Rs 505.95
Sunflower Rs 661.62

Sum Assured per hectare

Crop Name Sum Assured per hectare
Wheat Rs 67460
Barley Rs 44108
Mustard Rs 45405
Chickpeas Rs 33730
Sunflower Rs 44108

Also Read : Kisan Rath App Download

Pradhan Mantri Fasal Bima Yojana Premium Amount

Crop Name Premium Amount
Rice 713.99 Rupee per acre
Maize 356.99 Rupee per acre
Millet 335.99 Rupee per acre
Cotton 1732.50 Rupee per acre
Wheat 409.50 Rupee per acre
Barley 267.75 Rupee per acre
Gram 204.75 Rupee per acre
Mustard 275.63 Rupee per acre
Sunflower 267.75 Rupee per acre

Amount to be provided under Pradhanmantri Fasal Bima Yojana

Crop Name Insured Amount
Rice 35699.78 Rupee per acre
Maize 17849.89 Rupee per acre
Millet 16799.33 Rupee per acre
Cotton 34650.02 Rupee per acre
Wheat 27300.12 Rupee per acre
Barley 17849.89 Rupee per acre
Gram 13650.06 Rupee per acre
Mustard 18375.17 Rupee per acre
Sunflower 17849.89 Rupee per acre

Purpose of Pradhan Mantri Fasal Bima Yojana

The government will help most of the farmers in India on the loss of crops, Pradhan Mantri Fasal Bima Yojana, to keep the farmers interested in farming and to provide permanent income. Farmers have to be encouraged to do continuous farming and to make India developed and progressive.

Some important information related to Pradhanmantri Fasal Bima Yojana

  • PM Fasal Bima Yojana has been started to provide insurance cover to the farmers of the country against the loss of crops due to any natural calamity.
  • Till now lakhs of farmers have been benefited through this scheme.
  • In the first 3 years the premium of about Rs 13000 crore has been deposited by the farmers.
  • In return, he has received an insurance claim of up to Rs.60000 crores.
  • Efforts are made by the government to reach the benefits of this scheme to all the eligible farmers. Which is promoted by the government.
  • This scheme is operated in 27 states and union territories.
  • The claim ratio under this scheme is 88.3 percent.
  • This scheme is reviewed from time to time by the government and communication is done to all the beneficiaries.
  • Some amendments have also been made in this plan in February. So that better facilities can be provided to all the farmers.
  • According to the revised Pradhan Mantri Fasal Bima Yojana, those states in which the payment of state subsidy is delayed for a long time will not be able to participate in this scheme.
  • The amount of premium received by the insurance company 0.5% is spent for information, education and communication activities.
  • A Central Advisory Committee has also been constituted for the successful implementation of this scheme.
  • Pradhanmantri Fasal Bima Yojana is operated under the Aadhaar Act 2016. To get the benefit of this scheme, it is mandatory for the beneficiary to have Aadhar number.
  • The main objective of operating this scheme is to encourage all the farmers to take up farming without worrying about any calamity.

PM Fasal Bima Yojana Crop Insurance Process

To take advantage of this scheme, the premium amount will be deducted from the bank account of the beneficiary farmers. All the banks have been instructed by the government to deduct the amount of premium.

  • The premium of all the loanee farmers will be deducted automatically by the bank. Now under this scheme loanee farmers will not need to give consent letter and all those loanee farmers who do not want to get benefits under this scheme will have to submit a dissent letter to the bank.
  • Along with this, it will be mandatory for all non-loanee farmers to give consent letter to take advantage of crop insurance scheme, only then their crop will be insured. To take advantage of this scheme, all farmers have to approach any state level cooperative bank, regional rural bank, commercial bank, financial institution.
  • Farmers brothers will now be able to get the benefits of this scheme from the post office as well.

Helpline Number : 18001801551

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